Obamacare (Affordable Care) Reality

For your information…

Today I am starting my first day of physical therapy for my shoulder (a month after rotator cuff surgery).

Being that it’s the first month of the year, and since I’ve not yet used my health insurance, here is what I’m looking at.

Up to 26 visits this year.

Each visit costs $100.

Insurance will pay 50% of each visit, up until my total out-of-pocket expense of $6,000. That’s six thousand.

So, just for 26 visits (if I go) I pay $1,300.

And all that for a policy that covers my two girls and me…

For $1,700 a month… for the “silver” plan.

$1,700 a month.

Thank you, Obama.

Truly affordable.


Filed under current events, fitness, General Observations, politics, Struggles and Trials

7 responses to “Obamacare (Affordable Care) Reality

  1. If you lined up for a pound of free cheese under Obama’s Affordable Cheese Act, it would cost ten dollars. And the cheese in the store would cost more. too.

  2. That’s terrible! That’s why we need to keep our NHS.

  3. That lot would have cost you nothing in the UK as a UK citizen.

    • Before Obama it would have been more like a $500 deductible, $1000 total out-of-pocket, with an 80/20 copay. Premium was only $350 a month for family – and that was private insurance, not through employer. With that I could go anywhere, to any doctor.

      • Still sounds too much. i guess we don’t really know what we pay as NHS is funded from our taxes/National Insurance contributions. People complain about the NHS but it has always been there when we have needed it.

  4. I hit the “like” button to say I’d read this – but my mouth is hanging open at the facts. I don’t know how anyone can afford this!

  5. I hear you. Totally unaffordable care! I can’t tell you how pleased I was to not only be unable to afford insurance, but to now have fines and penalties piling up on our heads. For 30 yrs we had access to medical care and no debt. Now we’re uninsured, our credit is a train wreck, and we’re trying to shovel ourselves out of it.

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